Disclosure laws, court rulings, enforcement, and market moves — the industry developments that change how deals are priced, papered, and underwritten. Summaries are ours; the reporting belongs to the linked sources.
HB 700 created a new Finance Code chapter covering commercial sales-based financing - registration for providers, disclosure requirements, and a list of prohibited practices. Texas joins the growing group of states regulating MCA offers directly.
Credible Law →With APR-equivalent disclosure rules in effect across a patchwork of states - California and New York first, more following - funders increasingly present standardized cost metrics alongside factor rates, changing how offers compare on paper.
Firstcard →The ruling lets opt-out states apply their own interest-rate caps to out-of-state chartered lenders - sharpening recharacterization arguments in MCA disputes and raising the stakes on how agreements are structured and serviced.
Credible Law →A litigation trends review of public filings points to stacked positions - merchants juggling multiple daily-debit advances - as a recurring fact pattern in disputes, alongside UCC liens, account restraints, and judgment enforcement.
EIN Presswire →The embedded-finance push continues: Parafin will offer flexible capital through NMI’s reseller network, putting revenue-based financing in front of over a million US merchants inside the payment stack they already use.
Coherent Market Insights →Industry estimates put annual US origination volume above $19 billion this year, growing 8-10% annually - with approval rates far above bank term loans and embedded platforms taking a growing share of the market.
Crestmont Capital →Curated by MetrikData. Educational summaries only — not legal or financial advice.
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